In the past, I was working mainly for me. When I made some money, I would treat myself (after setting some aside for my investments of course). Simple things like a nice meal. Or a quick getaway. Or a new gadget. Nowadays, those things seem so superficial. Because I’m a different person. And it’s all thanks to Ruby.
When she was born, I suddenly felt like a new man. And the first time I held her in my arms, I made a promise to her and myself. “Daddy promises to always take care of you, to love you and to give you the very best in life.” Isn’t it amazing that someone so tiny can make such a massive difference in a person’s life direction? Now, I’m not just working for myself. But for my family. For my wife. For Ruby.
Commitment And Dedication
It takes a village to raise a child.
We cannot just wake up one morning and decide that we are going to be great parents. We need to commit and dedicate ourselves to the ‘job’. This may take a lot of effort to accomplish, but it is worth it in the end. We want the best for our children, and we will be amazing parents.
A great coach and consultant doesn’t just have passion. He has commitment and dedication. And he’ll work hard to do his best. He will spend hours every day developing his knowledge, practicing his skills and improving his techniques. He will make himself the absolute best at what he does.
How we do anything is how we do everything. As I put 100% commitment and dedication to my family, I will also put 100% commitment and dedication to my business and work. And I will go the extra mile for my clients.
Resilience And Adaptability
The journey of a thousand miles begins with a single step.
It’s fascinating to watch little Ruby, standing, walking and falling. No matter how many times she falls, she will get up and walk again.
We’ve all been there before: we’ve failed, we’ve fallen, we’ve made mistakes. The important thing is we must recover from our falling quickly.
It can be hard to bounce back from a setback. People often think that the only way to get past it is to go backwards. But that’s not the case. When faced with adversity, people who are resilient and adaptable move forwards. They keep their eyes fixed on what they need to achieve. They don’t get bogged down by failures or setbacks. Instead, they learn from them.
If you’re feeling down, stressed out, or just need a boost of motivation to get through the day – look at the little children. They keep going on, no matter what.
Our resilience is our greatest asset. Never give up.
Time And Money Management
The moment we become a parent, our time and our resources are all divided.
Becoming a parent is one of the most joyous moments in life. But it is also one of the most challenging times when it comes to managing time and resources.
In the first few months of a newborn’s life, time might seem abundant. But as soon as the baby starts to grow and learn, we soon realize that there is a limited amount of time we have. There will be new milestones and development stages, which means new feedings, diaper changes and more. In order to manage time wisely, we should set boundaries for ourselves. One of the most important things is to establish a routine for sleeping and feeding that works for your family.
And as we all know, it can be expensive to raise a family in Singapore. Especially if you want them to have the very best! We have to allocate resources for our kids and allocate resources for ourselves. We need to take care of both parts of life without compromising on either one. This means that I have to be more conscious in my spending and have to make concrete, achievable plans for both children education and retirement planning.
It is important for us not to wait until later to make arrangements for our finances. If we start planning ahead now then we will be better prepared when it eventually comes to making decisions about our money.
Constant Upgrade And Update
With Ruby in my life, I cannot afford to fail now.
I need to continue leveling up my skill sets. So that I can consistently deliver high value for all my clients. So that I can continue to be a responsible father and husband. No exceptions. No other way.
Just this year alone, I have attended KASHGROWTH and have developed and enhanced my personal competency by enriching my current knowledge base and being exposed to the winning attitudes and habits of highly effective people.
Besides that, I have also completed 3 out of 6 Modules of CFP (Certified Financial Planner) and received my title as an Associate Wealth Planner. The CFP credential is the most popular of all professional designations, with nearly 1.4 million CFPs worldwide. This unique designation is one of only seven granted by the Certified Financial Planning Board.
Am I putting too much pressure on myself? Perhaps. But it’s worth it if Ruby can enjoy all the finer things in life, and also to get a head-start when she grows up.
When I was younger, I never imagined that fatherhood would change me so much. I guess I have grown up.
Share with me your journey too.

Junwen Chen
As a coach and consultant in the financial industry, I equip my clients with empowering knowledge that enables them to make wise, informed decisions across financial aspects of life. Here are 7 simple financial concepts that will help you create more wealth in your life and coaching business immediately.

Junwen Chen
As a coach and consultant in the financial industry, I equip my clients with empowering knowledge that enables them to make wise, informed decisions across financial aspects of life. Here are 7 simple financial concepts that will help you create more wealth in your life and coaching business immediately.
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